You’re busy enough with friends, family, and football. Save for any rainy day without having to think about it.
- Automatic Savings
- No Minimum Balance Requirements
- No Monthly Maintenance Fees
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 0.75% APY* on balances up to $25,000
- 0.75% to 0.25% APY on balances over $25,000 depending on balance in account*
- 0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- No monthly maintenance fees
- Includes digital banking services:
- Free online banking
- Free mobile banking
- Free eStatements
- No minimum deposit to open
Here’s How You Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
*When your linked Kasasa Cash, Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle:
Kasasa Saver: daily balances up to and including $25,000.99 in your Kasasa Saver account earn an interest rate of 0.75% resulting in an APY* of 0.75% and daily balances $25,001.00 and over earn an interest rate of 0.25%, resulting in a range from 0.25% to 0.75 APY* depending on the Kasasa Saver account's daily balance.
When your linked Kasasa Cash, Kasasa Cash Back qualifications are not met during a Monthly Qualification Cycle: the entire daily balance in the Kasasa Saver account earns 0.01% APY.
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
Kasasa Cash When Linked To Kasasa Saver: When linked to Kasasa Saver and your Kasasa Cash account's qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.99 in your Kasasa Cash account earn an interest rate of 2.13% and daily balances $15,001.00 and over earn an interest rate of 0.25%, resulting in a range of 0.25% to 2.15% APY* depending on the account's daily balance.
Kasasa Cash Back When Linked To Kasasa Saver: When linked to Kasasa Saver and your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back payments may be earned per Monthly Qualification Cycle.
When your linked Kasasa Cash/ Cash Back account qualifications are not met during a Monthly Qualification Cycle: ATM withdrawal fees are not refunded and the entire daily balance in the account earns an interest rate of 0.01% resulting in a non-compounding APY* of 0.01%. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
*Interest in Kasasa Cash does not compound because it is automatically transferred to the Kasasa Saver account within one day. Note: Automatic transfer may cause an overdraft to your Kasasa Cash account, if the account's balance is less than the transferred amount when transfer occurs.
APY = Annual Percentage Yield*. APY* accurate as of 7/1/2018. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. No minimum deposit is required to open Kasasa Saver account. Monthly direct deposit/ACH credit or payment, estatements are a condition(s)] of Monthly Kasasa Saver's linked Kasasa Cash, Kasasa Cash Back account(s). See accompanying schedule of fees for fees that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of of Kasasa Saver's linked Kasasa Cash, Kasasa Cash Back account(s). Limit of one account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
Linked Accounts: You must have a linked Kasasa Cash, a linked Kasasa Cash Back account in order to open a Kasasa Saver account, and the linked Kasasa Cash, Kasasa Cash Back account must remain open throughout the period that you hold the Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.
Account Limitations: If Kasasa Saver Is Established As A Savings Account: Transfers or withdrawals from a Kasasa Saver account to (a) another account of the same depositor at our institution or to (b) a third party or an account of the same depositor at another bank, if made by preauthorized transfer, automatic transfer, telephone, fax or internet banking service and (c) transfers or withdrawals to a third party or to an account of the depositor to another account at another bank made by check, draft, debit card are limited to an aggregate total of six (6) per calendar month. There is no limit to the number of transfers or withdrawals from your Kasasa Saver account to repay loans at our institution or are made in person, by mail, by messenger or at an ATM. These transactions are considered made on the date the transaction posts and settles to your account, not the date the withdrawal request was initiated.
We reserve the right to at any time require not less than seven days’ notice in writing before any withdrawal from an interest bearing account.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.