Checking | Savings
& Club Accounts | Personal
Loans | Debit Cards
Savings & Club Accounts
Regular Savings Account
Interest will be compounded & credited
quarterly. A service charge
of $1.00 will be imposed every month if the balance in the account
falls below $100.00 any day of the month. You may not make more
than six (6) transfers and withdrawals from your account per
month by means of a preauthorized or automatic transfer or
telephone transfer (including data transmission) agreement,
order or instruction or by check, draft, debit card or similar
order payable to third parties. All fees
waived for student accounts and minor accounts.
Christmas Club
Account
Upon opening the account, you will be paid the disclosed interest rate
until maturity of the club account. Interest will be
credited at maturity. The maximum amount you may deposit
is $500.00
per month. Checks for principal and interest are issued at
the end
of the club period in October.
Liberty Club Account
Membership Requirements: You must be age 55
or over AND maintain a
minimum balance of $5,000.00 on deposit.
Benefits: Regular
Checking
with no service charge. A free $2,000.00 accidental
life insurance
policy up to age 70. Free personalized Independence
State Bank
checks, no charge for money orders or cashiers checks,
no charge for
coupon cashing (customer pays registered mail fee),
no fee on
Travelers Checks, safe deposit discounts (50% off one
safe deposit
box rental per year), free photo copies, free notary
service, free
fax use, paid dues to AARP, social events, special
travel tours. If
you wish to have your checks returned to you, a $5.00
fee will be
imposed every statement cycle.
More information >
Independence State Bank is participating in the FDIC's
Transaction Account Guarantee Program. Under that program, through
December 31, 2010, all noninterest-bearing transaction accounts are
fully guaranteed by the FDIC for the entire amount in the account.
Coverage under the Transaction Account Guarantee Program is in
addition to and separate from the coverage available under the
FDIC's general deposit insurance rules.
