Personal Banking
Checking | Savings & Club Accounts | Personal Loans | Debit Cards
 

Savings & Club Accounts

Regular Savings Account

Interest will be compounded & credited quarterly. A service charge of $1.00 will be imposed every month if the balance in the account falls below $100.00 any day of the month. Transfers from a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no transfers by check, draft, or debit card. All fees waived for student accounts and minor accounts.

Christmas Club Account

You will be paid the disclosed interest rate for one year. 30 days notice will be given before this rate will decrease. Interest will be credited annually. The maximum amount you may deposit is $500.00 per month. Checks for principal and interest are issued at the end of the club period in October.

Liberty Club Account

Membership Requirements: You must be age 55 or over AND maintain a minimum balance of $5,000.00 on deposit.

Benefits: Regular Checking with no service charge. A free $2,000.00 accidental life insurance policy up to age 70. Free personalized Independence State Bank checks, no charge for money orders or cashiers checks, no charge for coupon cashing (customer pays registered mail fee), no fee on Travelers Checks, safe deposit discounts (50% off one safe deposit box rental per year), free photo copies, free notary service, free fax use, paid dues to AARP, social events, special travel tours. If you wish to have your checks returned to you, a $5.00 fee will be imposed every statement cycle.

More information >