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The Liberty Club Account

A Special Club For Special People

We take pride in offering a special plan for our Senior Customers. If you're 55 years of age, and meet our membership requirements you are eligible for membership. The special benefits you receive include:

• Free checking - no minimum balance, no service charge (NOW accounts minimum balance applies)
• Free personalized Independence State Bank Checks
• No charge for money orders or cashier checks
• No charge for coupon cashing (customer will pay mailing cost)
• No fee on Travelers Checks
• Safe deposit discounts (50% off one safe deposit rental per year)
• Free photo copies Free notary service
• Free FAX use
• Paid dues on AARP
• Social events
• Special travel tours
• Free $2,000 accidental life insurance policy up to age 70
• Reduced benefits after age 70
• Limited to primary club member

Membership Requirements

• Age 55 or older; AND
• Maintain a minimum balance of $5,000 on deposit
  (This can include: checking account, passbook savings, certificate of deposit, NOW or MMF account)

Independence State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.