Checking | Savings & Club Accounts | Personal Loans | Debit Cards
 

Checking

FREE Checking

No minimum balance, no monthly service charge, and unlimited check writing. Your checks will not be returned in your monthly statement. A free $2,000.00 accidental life insurance policy up to age 70 is also included with this account, if you choose to enroll.

Regular Checking

Your checks will be returned to you in your monthly statement and a $5.00 fee will be imposed every statement cycle. If the balance in this account falls below $500.00 any day of the cycle a per item fee of $0.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). A free $2,000.00 accidental life insurance policy up to age 70 if also included with this account, if you choose to enroll.

Money Market Checking

Interest will be compounded and credited monthly. A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle. You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone transfer (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.  If you wish to have your checks returned to you, a $5.00 fee will be imposed on every statement cycle. The minimum you can withdraw is $500.00. A free $2,000.00 accidental life insurance policy up to age 70 is also included with this account, if you choose to enroll.

Super NOW Account

Interest will be compounded & credited monthly. You must maintain a minimum balance of $1,000. A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle and a per item fee of $0.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). If you wish to have your checks returned to you, a $5.00 fee will be imposed every statement cycle. A free $2,000.00 accidental life insurance policy up to age 70 is included with this account, if you choose to enroll.

NOW Account

Interest will be compounded & credited monthly. You must maintain a minimum balance of $500.00. A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle and a per item fee of $0.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). If you wish to have your checks returned to you, a $5.00 fee will be imposed every statement cycle. A free $2,000.00 accidental life insurance policy is included with this account, if you choose to enroll.

Independence State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.